Okay, Peter, I can believe that you somehow showed up after your nuclear exploding episode with pants on. You must have been somewhere first in order for to get chained up in that shipping container, so sure, they gave you some pants (and no shirt, thanks!). Or at least, we all grew up with the FCC, so we can suspend belief long enough to ignore the fact your pants magically appeared during your freefall from space.
But I don't -- I do not believe that your Capital One Mastercard survived the fiery explosion. Okay? Okay. Someone better explain that you left them all on your dresser the day you went to fight Sylar.